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While you already have enough to worry about when your child leaves for college, you don't want the specter of them dealing with the theft or damage of their possessions while there.

For about $150 a year, you can protect your child's possessions against theft...

We love our dogs. In 2025, there were nearly 90 million dogs living in U.S. households, meaning that nearly half of all households had one.

Why do we let these furry four-legged friends into our lives? For most people, it's companionship as well as an...

More American homes include a new addition: a drone. While these gadgets can be loads of fun to fly, they also come with responsibility and risks of property damage and bodily injury.

And as people start flying drones, there will be accidents and injuries followed...

Employers generally understand their obligations when harassment comes from supervisors or co-workers. The risk becomes less clear when the offender is a customer, vendor or outsider, but the legal exposure does not disappear.

While federal statutes like Title VII of the Civil Rights Act do...

One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home.

In fact, the coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. It is, however, limited by the liability caps on your...

Small construction firms continue to shoulder a disproportionate share of workplace injuries and deaths, according to new research from CPWR – The Center for Construction Research and Training.

The "Small Establishments in Construction: Employment, Injuries, and Training" report found that establishments with up to 19...

More than two-thirds of renters are uninsured for fire, natural disaster and burglary.

Why do so many people take this unnecessary risk? Some may think that their landlord's insurance will cover any claims, or that only houses are broken into – and not apartments.

But...

The primary purpose of life insurance is to deliver a large cash benefit to beneficiaries when the insured dies. Protection is the most important purpose of life insurance, by far.

But today's life insurance policies are versatile and flexible tools. Depending on your carrier and...

A family thought their upstate New York home was protected until a fire destroyed it while the homeowner was living in a nursing home. When they filed a claim, the insurer denied coverage and the courts ultimately agreed. Because the named insured no longer lived...

It's getting tougher to recruit and retain quality employees. The best employees are demanding a quality retirement plan from their employers, among other benefits.

Small businesses looking to establish a retirement plan for themselves and their employees have a number of options — the most...