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As storms become more frequent and severe, more areas once considered safe from flooding are now exposed.

Many homeowners, condo owners and renters in an area that's considered low risk by the Federal Emergency Management Agency may not have flood insurance. However, if a residence...

Employers who provide group health insurance and wellness programs to their employees tend to have lower overall workers' compensation costs.

While the programs are separate, employees who have access to preventive care, chronic disease management and wellness resources are often healthier when an injury occurs....

If you own a second home like a beach cottage, mountain cabin or inherited family property, you can consider yourself lucky to have a weekend or vacation getaway. However, that extra property can turn into a massive liability without the right coverage.

The policy you...

For companies that operate fleets, telematics has become one of the most effective tools for improving safety, reducing accidents and controlling insurance costs.

Cameras, GPS tracking, driver scorecards and vehicle sensors can help identify risky behavior before it results in a serious crash and provide...

While you already have enough to worry about when your child leaves for college, you don't want the specter of them dealing with the theft or damage of their possessions while there.

For about $150 a year, you can protect your child's possessions against theft...

We love our dogs. In 2025, there were nearly 90 million dogs living in U.S. households, meaning that nearly half of all households had one.

Why do we let these furry four-legged friends into our lives? For most people, it's companionship as well as an...

More American homes include a new addition: a drone. While these gadgets can be loads of fun to fly, they also come with responsibility and risks of property damage and bodily injury.

And as people start flying drones, there will be accidents and injuries followed...

Employers generally understand their obligations when harassment comes from supervisors or co-workers. The risk becomes less clear when the offender is a customer, vendor or outsider, but the legal exposure does not disappear.

While federal statutes like Title VII of the Civil Rights Act do...

One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home.

In fact, the coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. It is, however, limited by the liability caps on your...

Small construction firms continue to shoulder a disproportionate share of workplace injuries and deaths, according to new research from CPWR – The Center for Construction Research and Training.

The "Small Establishments in Construction: Employment, Injuries, and Training" report found that establishments with up to 19...