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A family thought their upstate New York home was protected until a fire destroyed it while the homeowner was living in a nursing home. When they filed a claim, the insurer denied coverage and the courts ultimately agreed. Because the named insured no longer lived...

It's getting tougher to recruit and retain quality employees. The best employees are demanding a quality retirement plan from their employers, among other benefits.

Small businesses looking to establish a retirement plan for themselves and their employees have a number of options — the most...

These days, many families are assisting their adult children financially far longer than parents of earlier generations. And that kind of support for college, and sometimes basic survival, can create insurance coverage gaps for the adult child that can be a major risk to their...

A recent decision by a U.S. Court of Appeals illustrates how robust documentation on the part of employers can thwart questionable discrimination lawsuits filed by employees or job applicants.

While the decision by the appellate court for the Fourth Circuit in Chapman v. Maryland Department...

Our lives are increasingly lived online. From banking and shopping to work, school and smart home devices, we are constantly connected.

That convenience comes with a tradeoff: individuals are now exposed to many of the same cyber risks that once targeted only businesses — and...

One of the most important acts you can pursue to make sure your family is taken care of after your passing is having an estate plan.

But there are many moving parts in a plan, and you'll want to pay attention to all of them...

The more your home is worth, the trickier it is to make sure that it and all of its contents are covered properly and that you are not paying too much premium.

First off, a typical homeowner's insurance policy may not be suitable for your...

The most common lawsuits that businesses face are those filed by employees. Often it comes down to accusations of discrimination, wage and hour issues, or failure to accommodate a disability.

But what many managers fail to realize is that if they act early when receiving...

Rebuilding a home is a major undertaking, whether you're repairing damage after a loss or adding new space. But many homeowners don't realize that once construction begins, their homeowner's insurance won't cover parts of the structure that are being built or the materials being used.

With reports of cyber criminals increasingly focusing on smaller companies for targeted attacks, now more than ever businesses that store sensitive data need to consider how they protect their information systems.

While you can install firewalls and take other precautionary measures, should an attack occur,...