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How Insurance Will Pay for Loss of Use of Your Home

Besides your loss of property, one of the main concerns you may have if your home has been damaged by a fire or other calamity is how to pay for your living expenses as you wait for it to be repaired.

Fortunately, the standard homeowner's...

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Study Pegs Group Benefits Return on Investment at 47%

A recent study has found that employers who offer health insurance coverage to their staff had an average return on investment (ROI) of 47%, meaning that for every $1 an employer spends, it will receive $1.47 in benefits.

The analysis by Avalare,...

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Getting a Trampoline? Understand the Risks and Your Liability

As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends - and maybe even parents - can bounce to their hearts' delight.

But while they are fun, they can also...

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The Importance of Employment Practices Liability Coverage

Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time.

In fact, such employment practices claims are widespread — so much so that most businesses are more likely to have an employment practices...

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Understanding Your Policy Exclusions

You've no doubt been overwhelmed by the amount of fine print that your insurance policy has.

The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won't.

It's...

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Preventive Care Visits Grow, Helping Improve Health Outcomes

As they become more educated about their health and what their insurance covers, insured Americans have been increasingly taking advantage of free preventive care visits with their physicians, helping improve their overall health outcomes.

The share of primary care visits focused on preventive care in...

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Homeowner's Endorsements: Coverages You May Not Know You Need

When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover.

In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy. Fortunately, there are...

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Four Admin Errors That Can Make Employers Overpay for Coverage

One often overlooked cost driver to your employee benefits plans is administrative errors and oversights that are the result of sloppy record-keeping and a lack of checks and balances among your account and human resources teams.

If you are not diligent in keeping up with...

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What You Need to Know About Flood Insurance

According to the Federal Emergency Management Agency, 99% of counties in the U.S. experienced flooding between 1996 and 2019 and many of those affected were not in areas traditionally associated with floods, The Washington Post recently reported.

Property owners in those areas...

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Five Ways to Reduce Accidents among Your Driving Employees

We've often discussed the scourge of distracted driving in America, brought on in large part due to the use of smartphones and leading to a significant spike in vehicle accidents, injuries and deaths. That in turn has led to a jump in both commercial and...

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