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Gaps in Your Policy Coverage Can Leave You Exposed

You may have auto insurance and home or renter's insurance in place to make sure you are covered in case of an accident.

But, depending on the circumstances of a claim, you may have coverage gaps in your insurance, and policyholders that do put themselves,...

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This Insurance Covers You If You're Sick and Need a Financial Lifeline

While your health insurance will cover most of your medical expenses and costs associated with some medical issues, it won't cover you for lost income and non-medical expenses you incur if you are unable to work due to your illness.

For example, if you have...

Read More: This Insurance Covers You If You're Sick and Need a Financial Lifeline


Property Insurance Won't Cover Mudslides, Landslides

Businesses and homes located in areas that have been hit by wildfires have another risk they face after the fires subside: flooding, landslides, debris and mudflows. These events are not covered by a standard business property or homeowner's insurance policy.

Areas affected by wildfires have...

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3 in 4 Workers Would Accept Lower-Pay for Better Benefits: Survey

A new study has found three out of four U.S. workers would accept a job with a slightly lower salary if it offered better health care and medical coverage.

The main driver in workers prioritizing benefits is the rapidly rising cost of group health insurance...

Read More: 3 in 4 Workers Would Accept Lower-Pay for Better Benefits: Survey


Adult Children and Your Liability if They're Negligent

If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence.

They may...

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What to Know About Vacant Buildings and Insurance

The office vacancy rate is 20.1% in the U.S., according to Moody's. That's a 30-year high, with more than 900 million square feet of office space empty — enough to fill New York City's One World Trade Center 300 times.

When buildings lack occupants, they...

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Renter's Insurance, the Affordable Peace of Mind

Nearly half of renters are uninsured for fire, natural disaster and burglary, according to the Insurance Information Institute.

Why do so many people take this unnecessary risk? Some may think that their landlord's insurance will cover any claims, or they think that only houses are...

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Credit Score Myths Abound; Make Sure You Understand the Facts

Credit scores are a fact of life. Lenders use the scores to uncover information to determine how likely a borrower is to pay back a loan in a timely fashion. Since credit scores are so important, they have taken on a kind of mystical aura...

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Why Employee Leasing Can Be Bad for Your Business

Many businesses of all sizes choose to outsource employee management to leasing firms, attracted by the reduced paperwork, benefits costs and legal obligations they would otherwise have.

The business of leasing workers to other employers has become a 120 billion-dollar industry, and there are some...

Read More: Why Employee Leasing Can Be Bad for Your Business


This New Year Resolve to Review Your Insurance

While you may have made some good New Year's resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies.

You may have acquired new property, upgraded your home or bought new stuff for your house and,...

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