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Insurers Get Picky About Older Roofs

As homeowner's insurance companies become more selective about whom they will or won't cover, one element that can make or break the deal is the age of the roof.

Some insurers in states at high risk of natural catastrophes are refusing to offer coverage for...

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Seven Smart Money Moves to Make in a Falling Rate Environment

The Federal Reserve started raising interest rates aggressively in 2022 to tame inflation, which reached 9% at one point. As a result, interest rates are now the highest they've been in over two decades.

But with inflation back at around 3%, Federal Reserve policymakers have...

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When Remodeling, Transfer Risk to the Contractor

If you are considering home renovations or a remodel of your abode, you need to be aware of the biggest pitfall: liability if the contractors you hire don't carry the necessary insurance.

If a contractor lacks workers' compensation coverage, for example, the homeowner could be...

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Light Duty Can Reduce Workers' Comp Claims Costs

After an employee is injured on the job, recuperation times can vary, but every day they are away from work, the claim cost increases and your productivity suffers.

By implementing a program that offers a good incentive to return, you can reduce the risk...

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Buying a Motorcycle? Make Sure You Secure the Right Coverage

If you have purchased a motorcycle in the last 10 years, you're clearly far from alone: Ownership has risen steadily in the past decade and over 13 million people across the U.S. are now riding motorbikes.

Just as for car drivers, motorcycle riders are...

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Five Tips to Protect Yourself from Financial Disaster

There's an old adage: "Hope for the best, but prepare for the worst." Nothing could be truer when it comes to your finances.

There are all kinds of emergencies that crop up, from serious ones like the loss of a job, to minor ones like...

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How Insurance Will Pay for Loss of Use of Your Home

Besides your loss of property, one of the main concerns you may have if your home has been damaged by a fire or other calamity is how to pay for your living expenses as you wait for it to be repaired.

Fortunately, the standard homeowner's...

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Study Pegs Group Benefits Return on Investment at 47%

A recent study has found that employers who offer health insurance coverage to their staff had an average return on investment (ROI) of 47%, meaning that for every $1 an employer spends, it will receive $1.47 in benefits.

The analysis by Avalare,...

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Getting a Trampoline? Understand the Risks and Your Liability

As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends - and maybe even parents - can bounce to their hearts' delight.

But while they are fun, they can also...

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The Importance of Employment Practices Liability Coverage

Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time.

In fact, such employment practices claims are widespread — so much so that most businesses are more likely to have an employment practices...

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