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Millennials and Gen Zers are every bit as subject to injury and chronic debilitating disease as their older co-workers. But they are much more likely to be going without disability insurance.

The typical 20-something needs disability insurance much more than they need life insurance. Young...

One of the keys to having your insurance claims paid promptly is to file them in a timely manner.

Virtually all commercial insurance policies — from liability and workers' compensation to commercial auto and property — require that a notice of claims be filed within...

A study by the International Communications Research found that more than 55% of working adults would not be able to cover their living expenses if they became disabled and could not work for more than a year. The study was prepared for the...

As weather systems and storms grow more frequent, more severe — and wetter — more areas that were once considered safe from flooding are now exposed.

That puts many homeowners in a quandary. They may live in an area that's considered low risk by the...

There is a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms.

The results of a hacker gaining access to the company's payroll systems, sloshing with cash, as...

At the start of every year, it's important that businesses take stock of developments in the 12 months prior that may require adjustments to their insurance policies.

A number of events like purchasing new equipment or expanding to new territories should prompt you to meet...

Your homeowner's insurance policy protects you from having to pay on your own for damage to your home caused by fire, wind, smoke and other causes.

However, your home might not be all you have to worry about. Does your property have a...

As weather systems and storms grow more frequent, more severe — and wetter — more areas that were once considered safe from flooding are now exposed.

That puts many homeowners in a quandary. They may live in an area that's considered low risk...

More and more residents of smaller towns and cities in California are facing a stark reality of having their insurer non-renew their homeowner's insurance policy, only to find few if any other carriers willing to step up to take on the risk.

The reason, of...