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Buckley & Associates Insurance Services, Inc Blog

View the latest blog posts from Buckley & Associates Insurance Services, Inc.

With homeowner's insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at your overall annual premium, including: READ MORE >>

Cyber attacks on companies' information systems and data have reached unprecedented proportions, and are growing with each passing year. The biggest threat to an organization is if there's been a breach of personally identifiable data or credit card information that it stores. READ MORE >>

Going on vacation? Maybe you bought a trip to Bangkok or London, or perhaps you're doing a tour of Civil War sites in the South. While the chances of you being affected by violence on vacation are typically low, there are other risks that you need to consider: like an unexpected problem at hom... READ MORE >>

IN YEARS past, long-term care (LTC) usually meant going to a nursing home for a few months or years, and then passing away. This is no longer true. Long-term care now covers a variety of custodial (unskilled or semi-skilled) types of care. READ MORE >>

When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners - and one of the top ways for them to do this is in the insurance they carry, or are supposed to carry. READ MORE >>

The legal threat is constantly growing for businesses, not only from outside the organization by business partners or customers, but also from within - by employees. Currently the bigger threat is being sued by your own staff for running afoul of a smorgasbord of statutes like labor, wage and hour, worker classification, discrimination and harassment laws. READ MORE >>

  Did you make any New Year's resolutions this year? Besides making time to rid your life of bad habits or setting goals to improve your life and health, the start of the year is also a perfect time to re-evaluate your insurance coverage needs. READ MORE >>

Workers' compensation fraud costs the insurance industry roughly $5 billion each year, according to estimates by the National Insurance Crime Bureau. And depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers' comp claims. READ MORE >>

If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence. READ MORE >>

While life insurance may seem confusing and is not a topic people want to address, it is important to have life insurance and to pick the right type of policy. There are different options, and the right option for one person may not necessarily be the right option for another person. READ MORE >>

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