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One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home.  In fact, the coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. It is, however, limited by the liability caps on your policy. READ MORE >>

$12.5 Million Awarded to Seriously Injured Worker due to Employer Neglience Workplace safety isn't optional. It's the law. Failure to take steps to ensure a safe workplace for all employees can have immense consequences not just for the workers themselves, but also for the business as an ongoing concern. READ MORE >>

As the weather starts cooling down and the seasons change, new perils arise for everyone, particularly the risk of some types of auto accidents as well as potential homeowner's insurance claims.  Fall is actually the time of year where the claims for a number of incidents increase compared to the rest of the year. READ MORE >>

To keep your health care spending in check, when seeing a new doctor or if you are referred to a specialist, you should always check your health plan to make sure the new doctor is in the plan's network. If you don't and the doctor is out of network, you could be left paying for substantial costs since you strayed from your network. READ MORE >>

As the new school year starts and high schoolers get into the groove of hanging out with friends, they may go to parties after their school football games on weekends. Unfortunately, these events often become occasions for teenagers to drink alcohol. Teens at unsupervised parties risk harming themselves and others when they drink. READ MORE >>

Every business, no matter what the size, has certain people that are crucial to its success. Nowhere is this more evident than in a small business. These key people are the ones whose absence would put the company in jeopardy because they are involved in every aspect of the operation. READ MORE >>

  One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let's say you started your business 10 years ago with just a small space and computer desk. Today, you have an office full of employees and equipment. READ MORE >>

  It's the nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably damaging the frame - essentially totaling the vehicle. READ MORE >>

A recent study found that millennials are renting in larger numbers than ever before, but that they are not getting renter's coverage even though it's inexpensive and can provide protection for their belongings. READ MORE >>

Unfortunately, disaster can strike at any time. No one is immune to the threat of losing his or her home due to any number of possible hazards. But a recent survey found that most homeowners are seriously underinsured. READ MORE >>

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