Call Us 714-841-5830 ☰ ˟
Logo
Call Us 714-841-5830
  • Home
  • About Us
    • About Us
    • Community Service
    • Our Carriers
    • Privacy Policy
  • Business & Commercial
    • General Liability Insurance
    • Workers Compensation
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Errors & Omissions
    • Employee Benefits
    • Group Health
    • Cyber Liability Insurance
    • D & O Insurance
    • Bonds
  • Personal Lines
    • Automobile
    • Homeowners
    • Renters
    • Personal Umbrella Insurance
    • Annuities
    • Disability Insurance
    • Health
    • High Value Home Insurance
    • Life
    • Motorcycle
    • Off-Road Vehicles Insurance
    • Recreational Vehicle
    • Rental Property Insurance
  • Contact Us
    • Contact Us
    • Employee Directory
    • Location Map
  • Resources
    • Blog
    • Refer a Friend
    • Insurance Glossary
    • Join Our Newsletter
    • Calculators
    • Free Reports
    • News Center
  • Customer Service
    • Quote Forms
    • Request Certificate of Liability Insurance
    • Add Driver to Existing Commercial Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Commercial Auto Policy
    • Remove Driver from Existing Auto Policy
    • Add Vehicle to Existing Commercial Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Commercial Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Request ID Card for Commercial Auto Policy
    • Request ID Card for Auto Policy
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
7755 Center Ave, Suite 1100 | Huntington Beach, CA 92647
P: 714-841-5830 | F: 714-841-5831
PIA Logo Institutes Logo
Social Social
Logo