Risk Management
Advisors 


Contact us today
714.841.5830
Home Page

 

 

Off-Road Vehicles Insurance


Off-Road Vehicles Insurance Information

What is off-road vehicle insurance?

Off-road vehicle insurance is designed to cover ATVs, golf carts, dirt bikes, utility vehicles, snowmobiles, go carts, dune buggies and other recreational or work-related vehicles. Many people assume that their homeowner or auto insurance will cover such vehicles, but they often provide little, if any, of this type of specific insurance. An off-road vehicle policy is the best way to ensure the protection of your vehicle, whether it is in current use or storage.

What types of off-road vehicle insurance are available?

As with other policies, you can select the coverages that suit your needs. Some standard options include the following:

  • Collision coverage: Regardless of fault, this may cover the repair of damages resulting from a collision with another vehicle or a stationary object.
  • Liability coverage: For the protection of third parties, this could cover the costs of property damage and bodily injuries. It could also cover any legal fees that incur following an accident.
  • Comprehensive coverage: Also referred to as other than collision, this coverage can fill in the gaps to protect you against fire, theft, vandalism, flooding, lightening, damage caused by animals and more.
  • Safety apparel coverage: Wearing clothing designed to protect your body from injury is recommended when riding off-road vehicles. This coverage can protect against damages to safety apparel, including helmets and goggles.
  • Optional equipment coverage: You may have accessories, such as towable trailers or sleds, that are designed for use with your off-road vehicle. This coverage can protect against damages to these extras.
  • Uninsured/underinsured motorist coverage: In the event of an accident with an uninsured or underinsured driver, this coverage could offer compensation where the other driver’s insurance is lacking.

Get started today!

We will evaluate your needs and shop for polices that offer you the right amount of coverage for the right price. Insuring your off-road vehicle will help you feel more secure hitting the road on your next adventure. Call us today to get started.

Request A Quote






Refer Referrals
We love referrals! And thank you even more for your continued business.
Policies Customer Service
Self policy service any time of the day, directly from our website.
Newsletter Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Our Office Connect With Us

Main Office

7755 Center Ave Suite 1100
Huntington Beach, CA 92647

Maps & Driving Directions...

Contact Us Today!

PH: 714-841-5830
FX: 714-841-5831

Our Employee Directory
  Facebook LinkedIn